Category: Personal Finance

Some Queries of Readers on CIBIL

Is CIBIL a list of defaulters? No. CIBIL only maintains account information of various loan customers and credit card customers irrespective of the fact whether they are defaulters or not. The information comprises their name, address, monthly repayment track record, outstanding…

How to Own your CIBIL Report

There is a procedure for purchase of one’s own CIBIL report so that before you apply for loan, you are aware of the same & you may get the errors rectified, if there any, before you’re your lender seen the wrong…

What is CIBIL?

CIBIL is nothing but the mirror of your earlier loan credit card repayment track. It stands for Credit Information Bureau (India) Ltd. CIBIL gives A Credit Information Report (CIR) which is a factual record of a borrower’s credit payment history compiled from information received…