Responsibilities of the NBFCs accepting/holding public deposits with regard to submission of Returns and other information to RBI

The NBFCs accept­ing pub­lic deposits should fur­nish to RBI

1. Annu­al return of crit­i­cal para­me­ters by a reject­ed com­pa­ny hold­ing pub­lic deposits – NBS4
2. Quar­ter­ly Return on liq­uid assets-NBS 3;
3. Quar­ter­ly Return on pru­den­tial norms-NBS 2;
4. Cer­tifi­cate from the Audi­tors that the com­pa­ny is in a posi­tion to repay the deposits as and when the claims arise;
5. Audit­ed bal­ance sheet of each finan­cial year and an audit­ed prof­it and loss account in respect of that year as passed in the annu­al gen­er­al meet­ing togeth­er with a copy of the report of the Board of Direc­tors and a copy of the report and the notes on accounts fur­nished by its Auditors;
6. Statu­to­ry Quar­ter­ly Return on deposits — NBS 1;
7. Half-year­ly ALM Returns by com­pa­nies hav­ing pub­lic deposits of Rs. 20 crore and above or asset size of Rs. 100 crore and above irre­spec­tive of the size of deposits holding
8. Month­ly return on expo­sure to cap­i­tal mar­ket by deposit tak­ing NBFC with total assets of Rs 100 crore and above–NBS6; and
9. A copy of the Cred­it Rat­ing obtained once a year